Dental Implants and Insurance: Which Plans Cover it?

//Dental Implants and Insurance: Which Plans Cover it?

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dental-implant-insuranceIf you’re thinking about getting a surgery for dental implants, you need to make absolutely sure that your insurance policy will cover the cost of the surgery, otherwise you will have to pay for the full amount yourself, and these surgeries aren’t cheap. Most dental insurance plans, nearly all in fact, don’t cover elective surgeries for procedures like implants. If you’ve never had occasion to find out before, call your insurance provider and just ask them. They will be happy to help you out. If you think you can undergo an implant surgery without the aid of insurance to cover the price, you are either extremely wealthy or you’re in for a surprise. That’s why it’s always best to get fully covered with dental implant insurance.

What is Dental Implant Insurance?

This is a policy that will fully cover any cost incurred by a dental implant surgery. Most dental plans won’t cover implant surgery, although it is often available as an additional policy for an inflated premium. There are also other things that you should be thinking about before signing off on the surgical procedure.

So what are dental implants? If, for whatever reason, you lose one of your natural teeth, there is very little chance that that tooth can be reattached. In this situation, you could either live with a gaping hole in your smile, or you could get a tooth implant. It’s a ceramic implant that looks exactly like a real tooth. Some people who don’t like their natural teeth even elect to have them all torn out and replaced with dental implants, every single one. The replacements are surgically rooted into the gums, exactly the way a real tooth would sit. Most people who receive this type of surgery can’t even tell the difference between the implants and the real thing. When compared to bridgework or dentures, implants are much more secure and they look and feel completely real. The only difference is the high cost involved, and that is where dental insurance comes in.

One of the big problems with some dental insurance policies is not that they don’t cover implant surgery, but more that you must be on the insurance plan for a specific amount of time beforehand. Sometimes, this can be as much as five years! If you are in need of urgent dental implants, you don’t want to sit around waiting for years before you are able to get the surgery, you want it immediately.

Another problem with some policies is that they will cover the treatment for a lost tooth, but it must be the cheapest option. This will rarely if ever cover implant surgery, as it is one of the most expensive dental procedures out there. This is why you always need to read the policy carefully before going ahead with the surgery, because otherwise you might wake up with a beautiful smile as well as a hefty dental bill.

2017-11-08T22:56:27+00:00

25 Comments

  1. jim nall March 22, 2017 at 7:21 pm - Reply

    I have missing teeth and need to know if deltadent will cover all or part of the cost.

    • huguette filippi June 9, 2018 at 6:55 pm - Reply

      I like to know to get insurance for dentist implant to help me to start my treatment

  2. fitness April 10, 2017 at 11:23 am - Reply

    You are so awesome! I do not think I’ve truly read through something
    like this before. So nice to discover another person with a few unique
    thoughts on this topic. Really.. many thanks for starting this up.

    This website is something that is needed on the web, someone with a little
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  3. Kathleen culverwell April 24, 2017 at 4:03 pm - Reply

    I have a denplan policy but now require two implants and already have had my mouth prepared for them. I had not realised the amount of money involved to have both of them and it may be I require a further Implant in the future. Denplan does not cover any implants. I £need not go ahead to have them but have been advised it would be best thing too do. I just wondered if I could take out an insurance policy to help to cover the cost.

  4. Laurence Board May 30, 2017 at 5:00 pm - Reply

    I need 4 implants in front. Already had pre dental work so the implants are ready to be installed
    Can I get help being on Medicare and supplement ins which doesn’t cover implants

  5. Tharecia Jennings August 29, 2017 at 4:27 pm - Reply

    I would like names of companies with dental coverage then includes implants

  6. sue September 1, 2017 at 7:47 pm - Reply

    what dental plans assist with payment of implants

  7. sue September 1, 2017 at 7:48 pm - Reply

    what insurmce plans cover implants

  8. patricia gilbert November 1, 2017 at 8:40 am - Reply

    can i ger dental implant

  9. patricia gilbert November 1, 2017 at 8:41 am - Reply

    want teeth implant

  10. Miriam L. Cox December 19, 2017 at 6:42 am - Reply

    I want my teeth fixed! My mother died and I have a small trust account that can basically only be used for medical and legal purposes. I can pay for what I want done, but would prefer having some help. It’s so expensive, but I’m only asking for a percentage! It’s not like I’m an heiress or anything! I’m disabled & on a fixed income. (I tried getting an upper partial but it makes me gag!)

  11. Lisa January 10, 2018 at 12:53 am - Reply

    Need Dental Insurance. I also have a dental implant due to a accidental fall. It has been in for more than 5 years. I just need a policy that covers the implant if something show go wrong. Can you help me find a reasonable insurance plan?

  12. Sylvia January 10, 2018 at 4:02 pm - Reply

    Need quote for insurances that cover implants and cracked crowns. cr

  13. Debora Adams January 23, 2018 at 12:38 am - Reply

    I am looking for good dental insurance that covers implants and any work that goes with it

  14. Tess February 17, 2018 at 6:17 am - Reply

    Its time we have good dental covers in this country and without people having to pay a lot for dental insurance and not these discount plans. I have never seen people walk around with horrible teeth in this country. We need dental or lots of clinics that will supply implants etc for people.

  15. Rose Kelley February 24, 2018 at 6:46 pm - Reply

    I have dentures that are going on 3 yrs. The top are ok, but the bottoms need fixadent twice a day and gums are so sore. Dentist says I have bone loss on bottom….Is there a cure for me

  16. Joan Higgins March 7, 2018 at 9:32 pm - Reply

    I am living on my social security $1056 per month. Like most retired people I do not have dental insurance. I’ve had a discount dental plan for several years, but it does not cover enough to make it worth paying the monthly premiums. I am missing my lower teeth on both sides of my mouth and have a couple of teeth in or near the front. I have other teeth that need fixing or pulling, but don’t get anything done because of the cost. I have a hard time eating because of the missing teeth. Is there a policy that covers implants? If so, how expensive are the monthly premiums. I’m in desperate need of dental help. Can you help me.

  17. Jackie Mitchell April 9, 2018 at 1:22 pm - Reply

    How come there are only questions and NO answers on this page? Why are there no real answers here at all?

  18. Julie April 15, 2018 at 8:48 pm - Reply

    Is there a cheap Ins. that can help with implants?

  19. Janet Cooper April 29, 2018 at 4:18 pm - Reply

    I need 2 front dental implants. What insurance covers this cost?
    I am a senior on a budget need help with cost.

  20. dorothy Gallagher May 30, 2018 at 6:28 pm - Reply

    would like a quote for implant

  21. Tim Downs July 21, 2018 at 3:05 am - Reply

    Can you tell me if there is a dental plan to cover full mouth implants? I am interested in G4 implants.

  22. Betty ichmond July 28, 2018 at 9:26 pm - Reply

    my lower gum has no bone and I have been told that a lower denture isn’t likely,is there some way I can get help? I cant hardly eat anything now,I realy need help,

  23. Betty Richmond July 28, 2018 at 9:39 pm - Reply

    could a preson have an emplant and a partial for the rest? my lower gums wont support a full denture ,I realy need gelp;

  24. Jean Lewis September 20, 2018 at 2:24 am - Reply

    I need help with dental implants , , is there a payment plan I can get on and or can you debit my account every month ? I just really need to get the implants so I can smile again and be happy I have this heavy partial in my month at the top and lower lever and when i do smile you can see the partial and all the silver wires on the partial I AM SOOOOOOOOOOOOOOOOOOOOOOO EMBARRASSED and UNHAPPY and my self esteem has went down wayyyyyyyyyyyyyyyyyyyyyyy down

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