Dental Implants and Insurance: Which Plans Cover it?

//Dental Implants and Insurance: Which Plans Cover it?

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dental-implant-insuranceIf you’re thinking about getting a surgery for dental implants, you need to make absolutely sure that your insurance policy will cover the cost of the surgery, otherwise you will have to pay for the full amount yourself, and these surgeries aren’t cheap. Most dental insurance plans, nearly all in fact, don’t cover elective surgeries for procedures like implants. If you’ve never had occasion to find out before, call your insurance provider and just ask them. They will be happy to help you out. If you think you can undergo an implant surgery without the aid of insurance to cover the price, you are either extremely wealthy or you’re in for a surprise. That’s why it’s always best to get fully covered with dental implant insurance.

What is Dental Implant Insurance?

This is a policy that will fully cover any cost incurred by a dental implant surgery. Most dental plans won’t cover implant surgery, although it is often available as an additional policy for an inflated premium. There are also other things that you should be thinking about before signing off on the surgical procedure.

So what are dental implants? If, for whatever reason, you lose one of your natural teeth, there is very little chance that that tooth can be reattached. In this situation, you could either live with a gaping hole in your smile, or you could get a tooth implant. It’s a ceramic implant that looks exactly like a real tooth. Some people who don’t like their natural teeth even elect to have them all torn out and replaced with dental implants, every single one. The replacements are surgically rooted into the gums, exactly the way a real tooth would sit. Most people who receive this type of surgery can’t even tell the difference between the implants and the real thing. When compared to bridgework or dentures, implants are much more secure and they look and feel completely real. The only difference is the high cost involved, and that is where dental insurance comes in.

One of the big problems with some dental insurance policies is not that they don’t cover implant surgery, but more that you must be on the insurance plan for a specific amount of time beforehand. Sometimes, this can be as much as five years! If you are in need of urgent dental implants, you don’t want to sit around waiting for years before you are able to get the surgery, you want it immediately.

Another problem with some policies is that they will cover the treatment for a lost tooth, but it must be the cheapest option. This will rarely if ever cover implant surgery, as it is one of the most expensive dental procedures out there. This is why you always need to read the policy carefully before going ahead with the surgery, because otherwise you might wake up with a beautiful smile as well as a hefty dental bill.



  1. jim nall March 22, 2017 at 7:21 pm - Reply

    I have missing teeth and need to know if deltadent will cover all or part of the cost.

  2. fitness April 10, 2017 at 11:23 am - Reply

    You are so awesome! I do not think I’ve truly read through something
    like this before. So nice to discover another person with a few unique
    thoughts on this topic. Really.. many thanks for starting this up.

    This website is something that is needed on the web, someone with a little

  3. Kathleen culverwell April 24, 2017 at 4:03 pm - Reply

    I have a denplan policy but now require two implants and already have had my mouth prepared for them. I had not realised the amount of money involved to have both of them and it may be I require a further Implant in the future. Denplan does not cover any implants. I £need not go ahead to have them but have been advised it would be best thing too do. I just wondered if I could take out an insurance policy to help to cover the cost.

  4. Laurence Board May 30, 2017 at 5:00 pm - Reply

    I need 4 implants in front. Already had pre dental work so the implants are ready to be installed
    Can I get help being on Medicare and supplement ins which doesn’t cover implants

  5. Tharecia Jennings August 29, 2017 at 4:27 pm - Reply

    I would like names of companies with dental coverage then includes implants

  6. sue September 1, 2017 at 7:47 pm - Reply

    what dental plans assist with payment of implants

  7. sue September 1, 2017 at 7:48 pm - Reply

    what insurmce plans cover implants

  8. patricia gilbert November 1, 2017 at 8:40 am - Reply

    can i ger dental implant

  9. patricia gilbert November 1, 2017 at 8:41 am - Reply

    want teeth implant

  10. Miriam L. Cox December 19, 2017 at 6:42 am - Reply

    I want my teeth fixed! My mother died and I have a small trust account that can basically only be used for medical and legal purposes. I can pay for what I want done, but would prefer having some help. It’s so expensive, but I’m only asking for a percentage! It’s not like I’m an heiress or anything! I’m disabled & on a fixed income. (I tried getting an upper partial but it makes me gag!)

  11. Lisa January 10, 2018 at 12:53 am - Reply

    Need Dental Insurance. I also have a dental implant due to a accidental fall. It has been in for more than 5 years. I just need a policy that covers the implant if something show go wrong. Can you help me find a reasonable insurance plan?

  12. Sylvia January 10, 2018 at 4:02 pm - Reply

    Need quote for insurances that cover implants and cracked crowns. cr

  13. Debora Adams January 23, 2018 at 12:38 am - Reply

    I am looking for good dental insurance that covers implants and any work that goes with it

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